Thank you for stopping by our little corner of the web. Our goal for this site is to provide some clarity to the process of sifting through the process of financial aid packages.

Regardless of our current economic mess, college tuitions and expenses remain out of the reach of most families without some help. Fortunately there are a large number of scholarships, grants, and loans available for almost any student.

The problem is that there are so many, each with its own requirements and rules, that it can be very confusing to figure out which scholarships, grants, or loans you should spend your time applying for.

After all, the goal is to provide your new college student with the financial resources to obtain an education that will prepare them for life after school. Where it was once possible for an industrious student to pay their own way through school by working that is no longer the case.

Part time jobs are still prized but now they are viewed as sources of spending money for the student and not as a primary foundation of the college financing structure.

The reality of today’s cost of college is that the average for a public in-state institution is now over $20,000 per year which means that, if your student finishes in just four years (and many do not) the cost is in excess of $80,000. This sobering number includes tuition, fees, room and board, supplies, transportation and various other expenses.

For a public out of state institution annual costs increase by about $12,000 or $48,000 for a four year stint.

And if those numbers don’t scare you these might: the current AVERAGE cost for a private four year stay is more than $40,000 annually, or a whopping $120,000 total.

Clearly, student aid is going to be required!

Our goal is to bring some common sense to the issue, answer some of the more common questions, and help you to navigate through the maze of options.


We won’t try to sell you on any particular scholarship, grant, or loan or steer you towards any particular institution. Those choices are best made by each individual family based on their individual situations.


So stay as long as you like and we hope you gain some insights. (333)

 Posted by at 8:17 pm